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Finance · GB

UK lenders gain room on high loan-to-income mortgages as firm-level cap ends

Following since 2026-10-28 · last updated 1d

Bank of England, London
Bank of England building, London
  • Finance

UK lenders gain room on high loan-to-income mortgages as firm-level cap ends

Mono Scoops 1d

UK lenders are no longer bound by a firm-level 15% cap on high loan-to-income mortgages from 28 October, under PRA policy statement PS19/26, while a 15% limit across the market as a whole is retained.

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Momentum: 6.5/10Public Mood: Neutral

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